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Improving AML/TF detection, supervision and EU coordination

Day 1 Afternoon

Wednesday 11 September

Room :

Fennia II - Roundtable

Speakers

Chair
Anneli Tuominen
Director General, Finnish FSA
Public Authorities
Jesper Berg
Director General, Danish FSA
Liga Kļaviņa
Deputy State Secretary on Financial Policy, Ministry of Finance of the Republic of Latvia
Jose Manuel Campa Fernández
Chairperson, EBA
Martin Merlin
Director, Bank and Insurance, DG FISMA, European Commission
Industry Representative
Matthew Elderfield
Chief Risk Officer, Head of Group Risk and Compliance, Nordea Bank Abp

Objectives of the session

The session aims at outlining what would be required to set EU AML arrangements at the appropriate level of effectiveness and reliability.
Among the issues that will be addressed is the mandate and organisation that a possible “single agency” would take on the AML enforcement task and the appropriate form of cooperation with national competent authorities.

Another objective is also to list of the constituents of AML domestic regulations that should be definitively harmonised.

Finally, one key challenge to be discussed is how to achieve a framework which combines cost-effective controls and almost zero AML failure outcomes within EU financial institutions.

Points of discussion

What are the issues to be addressed in the EU, to make notable progress in the field of AML?

What are the key features of an effective regulatory and supervisory framework? How should the sanction regime be designed in the field of AML?

How to face up the so-called tail risk? How to combine a cost-effective framework and the need to set up almost zero failure AML processes given notably the overwhelming reputational consequences faced both by the member states? What should be the role played by AI and bigdata in the framework? How to embark financial sector employees in this contribution to public good?

What would be the shape (i.e. mandate, powers, resources, regulatory framework…) of an effective EU Single AML Agency? What are the weaknesses of a cooperation-based EU framework?

What should be the priority policy actions for the renewed EU institutions regarding AML?