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Enhancing the competitiveness of EU banking activities

Day 2 Afternoon

Thursday 27 April

Room :

ROOM 1

Speakers

Chair
Tuomas Saarenheimo
President of the Eurogroup Working Group and the Economic and Financial Committee - Council of the European Union - DG for Economic Affairs and Competitiveness
Public Authorities
José Manuel Campa
Chairperson  - European Banking Authority
François Haas
Deputy Director General, Financial Stability - ACPR/Banque de France
Giuseppe Siani
Head of the Directorate General for Financial Supervision and Regulation - Banca d'Italia
Industry Representatives
Barbara Navarro
Head of Research and Public Policy - Banco Santander
Fernando Vicario
Chief Executive Officer, Bank of America Europe DAC & Country Head, Ireland - Bank of America Europe DAC
Olivier Vigneron
Member of the Management Board and Chief Risk Officer - Deutsche Bank AG
Other stakeholder & expert
Axel Weber
- Goethe University Frankfurt

Objectives

The major European banks have lost their competitiveness and remain generally less profitable and undervalued compared to their global counterparts.
The session will first discuss the reasons of this significant gap between large EU banks and their American and Asian peers and the related consequences of such a gap. Then the panel will focus on the priorities to put in place to close this gap.
The impacts of the recent banking crisis on risks in the EU banking sector, on the content of the EU legislative proposal on crisis management and on financial stability in Europe are addressed in specific sessions.
This is why only the consequences of the recent banking turmoil on the competitiveness of American and European banks would be discussed at the beginning of this session.

Points of discussion

  1. What are the impacts of the recent banking turmoil on the competitiveness of European and American banks? Are the impacts similar on both sides of the Atlantic?
  2. How can we explain the significant gap in competitiveness between the main European banks (GSIBs in particular) and their American and Asian competitors? Is that a problem? What are the consequences of the increasing market share of non-EU investment banks in the EU continent for the financing of the climate and digital transition and the EU economy and more generally for the strategic autonomy of Europe in the financial area?
  3. What should be the political priorities of the Member States and the European Union to speed up the creation of a genuine European single market and allow banks to deploy their lending potential effectively?