Speakers
Objectives
This session will take stock of the approaches adopted by the co-legislators on the RIS proposals, discuss issues that remain to be further clarified for the implementation of the RIS and identify further measures that may need to be considered for supporting retail investment.
The discussion will focus on the scope of the RIS proposals: i.e. measures to empower retail investors to make investment decisions in line with their needs and preferences and to ensure that investors are treated fairly and adequately protected. Aspects related to investment products in particular (e.g. the proposals made to create a new EU long term retail investment product or label, possible review of investment funds or private pension products) will be discussed in other sessions of the Forum.
Points of discussion
- RIS proposals: Will the RIS measures, considering the positions agreed by the co-legislators, support retail investment? Are there major issues remaining to be clarified or specified for the successful implementation of the RIS measures? Do the RIS measures agreed raise any feasibility or implementation issues?
- Further actions to support retail investment: What should be the main objectives of further policy work in the area of retail investment e.g. attracting new investors to the markets, ensuring that existing investors are appropriately treated and advised…? Could more be done to achieve the objectives of the RIS in terms of empowerment, fair treatment and protection of retail investors? Are further policy measures needed to stimulate effective competition in the retail investment market and ensure that retail investors have access to appropriate advice and products at reasonable fees? Could digital tools play an important role in this respect?